Enlarge this imageJohn Holcroft/Ikon Images/Getty ImagesJohn Holcroft/Ikon Images/Getty ImagesWhen the buyer Monetary Protection Bureau appeared into the Mi si sippi-based regional bank BancorpSouth, it did not just evaluate many personal loan programs. It despatched in undercover operatives some white, some black who pretended to get consumers implementing for loans. "They had comparable credit scores and equivalent qualifications and predicaments," suggests CFPB Director Richard Cordray. "Our investigation had discovered that BancorpSouth experienced engaged in unlawful redlining in Memphis, which means refusing to lend into precise regions of the city." That is definitely, neighborhoods where by most inhabitants were African-Americans or other [...]